subscribe: Posts | Comments

Meeting Challenges Creatively

0 comments


Knowledge Tempered By Experience

0 comments

Take this to heart – consider the consequences of each.

Price Is What You Pay,

Cost Is What You Spend,

Value Is What You Receive,

Worth Is What It Brings,

Wealth Is What You Keep,

Life Is What You Give.

- Professor Dad’s view (and, no apologies to Warren Buffett)


4 Essential Steps To Life Success

0 comments

1st – get a life!

2nd – be somebody.

3rd – serve others, well.

4th – willingly give all.

These are the behaviors of innocent children, natural and simple.

It costs no money or time.  It is an attitude.  Your family, clan, and society benefit.  Some will want to do likewise – and, emulate you.  Give them the 4 Essential Steps.

Over time, and regardless of your age, you accumulate ‘knowledge tempered by experience.’

LifePlanning is your next step.


Can You Be Just As Successful Without A College Degree?

0 comments

In general, a college graduate will earn more money than a non-graduate without credentials. Because, primarily, the graduate consciously seeks a bureaucrat’s work, because the job pays more, whether in government or a large company.

A non-graduate has no chance of applying for one of these jobs on an equal footing, as a competitor with a college graduate.

The reason is simple: the graduate has been through the college vetting process and stamped approved. The non-graduate is not approved and therefore, a risk. He might be innovative.

On average, those college graduates earning more money, do so because they are hired by large companies that purposely use college degrees as a screening mechanism. These organizations hire graduates for their ability to follow directions successfully, and they obey the rules. The organization is not wanting innovation. It wants compliance.

“Getting Rich In America: Eight Simple Rules for Building a Fortune – And a Satisfying Life” lays out the reasons for college graduates’ success:

  1. Think of America as the land of choices,
  2. Take the power of compound interest seriously,
  3. Resist temptation,
  4. Get a good education,
  5. Get and stay married,
  6. Take care of yourself,
  7. Take prudent risks and,
  8. Strive for balance.

“If you do everything on the list, building a fortune as well as a satisfying life is virtually assured. How could you miss?”

Without checking my copy of “The Millionaire Next Door,” it sounds fairly similar. If you read “Millionaire,” you may remember that most of those people earned their millions without a college degree.

How could these millionaires do without a college degree? How could Bill Gates, Steve Jobs, Michael Dell and many thousands more, become multi-millionaires, and billionaires – without a college degree?

They are innovative. They think things through. They don’t have to be told, they ask, they do what needs doing – ungraded and unapproved by others.

How about a new set of reasons for success – with college – or, with non-college!

  1. Know yourself well,
  2. Take care of yourself,
  3. Resist temptations,
  4. Strive for balance,
  5. Make your Life Plan,
  6. Save seriously,
  7. Educate yourself,
  8. Get, and stay married,
  9. Take prudent risks,
  10. Innovate.

Tell me: Am I missing something? Is there a better, preferable order?


College Dropouts – A Costly Lesson For All Of Us

0 comments
College Dropouts – A Costly Lesson For All Of Us

From this very interesting article 4-year colleges graduate 53% of students in 6 years.  It’s worth your time to read the article, especially read the huge volume of comments.  (Thanks to Mary Beth Marklein, of USA TODAY for addressing the real underlying issue.)

The comments contain so much tragedy and loss.  Some of these people will have a lifetime of loss. They feel that they will never recover from their wrongful choices – especially, the burden of college debt. Reading through their words, you can feel the tears.
(more…)